Shopping with your credit card at Collins Brothers is guaranteed to be safe and secure. If unauthorized charges are made on your card as a result of shopping at Collins Brothers, we will reimburse you for the liability that results, up to a maximum of $50.00 US. To date, no Collins Brothers customer has ever experienced fraudulent use of their credit card as a result of shopping with us. Collins Brothers take extensive steps to process thousands of Internet transactions securely and safely. Our secure server software (SSL) is the industry standard for securing credit card transactions over the Internet. This software encrypts all your personal information into an unrecognizable code that is securely transmitted from you to us. When this encrypted information reaches our secure server, we translate it back to its original form and store it safely offline and inaccessible through the Internet. Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 US fraudulent charges. Collins Brothers Guarantee will cover your liability up to the full $50.00 (US). Collins Brothers will only cover this liability if the fraudulent charges resulted through no fault of your own from purchases made on Collins Brothers. You must notify the bank that issued your credit card of any unauthorized use in accordance with its reporting rules and procedures. The security of your transaction is very important to us. Thank you again for shopping with us at Collins Brothers. If you have questions you can reach us toll free at 1-800-699-5337.