Goldline International, Inc. offers several payment options for your convenience. We accept the following credit cards: Visa, Mastercard, American Express, and Discover. Alternative payment options include Cashier's Checks, Bank Wire, and Personal Checks. These options, however, are not available on our Online Store. Please call 1-800-827-4653 to place your order using these payment methods. Delivery Information Orders are shipped within 14 business days after payment is received from your credit card company. All orders are shipped via insured delivery via the United States Postal Service or Federal Express. Insured delivery is $6.95 for orders shipped within the United States. Click here to find out how you can have your entire order shipped for free. You can ask questions about your order by email: info@goldline.com or by calling Goldline at 1-800-827-4653. Please note that Goldline cannot process International orders online. If you are ordering outside of the United States or Canada, please call Goldline at (310) 587-1420 and speak to an Account Executive to arrange your purchase. Order Terms - Your purchase is subject to the following terms and conditions. Goldline makes every effort to provide current and accurate information relating to Goldline's products and prices, but does not guarantee the currency or accuracy of any such information. Information relating to Goldline's products is subject to change without notice. Prices are subject to change at any time prior to Goldline's acceptance of your order. In the event we discover an error in pricing or a material error in the description or availability of a product that affects your outstanding order with Goldline, we will notify you of the corrected price or description; you may then choose to accept the corrected price or description, or cancel the order. If you choose to cancel the order, and your credit card has already been charged for a purchase, Goldline will issue a credit to your credit card in the amount of the charge. Goldline will ship your purchase within fourteen (14) business days of receipt of good funds by delivering the products to the address listed on the credit card billing address. Goldline will notify you if shipping may be delayed due to market conditions. All packages shipped to you are insured (shipments below $1,000 may be self-insured by Goldline). If a shipment is lost or damaged during transit, at Goldline's option, Goldline will replace the items or refund the purchase price. Goldline bears the risk of loss until the shipment is delivered the address provided by you in the order form subject to the following: (a) Any variance in the order must be reported to Goldline's Director of Business Affairs within five (5) days of receipt of shipment to make a claim of loss; (b) you must retain all original packing materials intact; and (c) you must cooperate with Goldline including providing supporting declarations regarding any loss. Goldline provides you with the right to cancel your first order with Goldline within seven (7) calendar days from the date of purchase. This cancellation privilege does not apply to bullion orders (e.g., Canadian Maple Leaf, American Eagle gold and silver coins). Second and subsequent transactions are final upon submission of order unless your State of residence provides otherwise. You agree to pay for all metals, coins, currency and other numismatic/collectible items ordered, and all charges for orders, storage, delivery and other services. You will also pay any taxes, assessments or other charges imposed by a government concerning Client's metals, coins, currency, or any sales, use or similar tax associated with delivery, now or in the future. You represents that all of your transactions shall be for investment or other commercial purposes and not for any personal, family, household or other consumer purposes. You understand that investment in precious metals, coins and other numismatic/collectible items is speculative, unregulated and volatile and that prices may rise and fall over time. Profit can only be made if prices rise over the investment period in an amount sufficient to overcome the spread (as explained below and in Goldline's risk disclosure booklet) and costs such as liquidation fees. There may still be a loss despite favorable price movement. Metals, coins and other numismatic/collectible items do not provide interest or current income. Goldline cannot guarantee the existence of a viable precious metals, coin market or currency market and is not obligated to repurchase any items it sells. Goldline's "bid" is the price it pays to clients for a product. Goldline's "ask" is the price it charges clients for a product. Goldline has a price differential or "spread" between its bid (buy-back) and ask (selling) prices for precious metals, rare coins and rare currency. Prices may fluctuate throughout the day depending on the product. Pricing is based on many factors including Goldline's assessment of world market conditions, overhead and other considerations. The price of Goldline's semi-numisimatic and numismatic coins and currency include the bid/ask spread that ranges between 30% and 35% (spreads for online purchases are higher). A typical spread on bullion coins is approximately 4% to 6%. Goldline's minimum buy/sell/liquidation/delivery commission is currently $15 per trade. With the exception of the most common 1 oz. bullion coins, Goldline charges clients its numismatic spread on coins and currency. Examples of coins which have a spread between 30% and 35% include the Swiss 20 Franc, the First Strike certified coins, the Morgan and Peace silver dollars in all grades, all proof coins, and the Walking Liberty, Franklin and Kennedy silver half-dollars in all grades. You acknowledge reviewing Goldline's risk disclosure booklet, Coin Facts for Investors and Collectors to Consider, which provides additional information about pricing as well as information about the risks of buying and selling precious metals, rare coins and rare currency. This booklet is updated periodically and it is your responsibility to remain up to date by requesting a copy or reviewing the most recent version at Goldline's website, www.goldline.com. Goldline employees may from time to time discuss the general direction of various financial markets. Neither Goldline nor its representatives can guarantee any market movement. Further, Goldline employees are not licensed as investment advisors and they are not making any specific recommendations concerning stocks or any other form of investment. Goldline and its Account Executives are not agents for you, have different financial interests and incentives from you and owe no fiduciary duty to you. Account Executives are generally commissioned salespeople whose commissions are greatest on numismatic and semi-numismatic items and least on bullion related products. They may receive cash and other undisclosed compensation from Goldline for recommending specific coin or currency products. You will check with a licensed professional with expertise in a particular market before making a decision to buy or sell. You understand that Goldline believes coins and bullion are appropriate for 5% to 20% of a portfolio although certain individuals or organizations might recommend a different percentage. You will independently determine what percentage is appropriate for you based upon their individual circumstances. What is suitable for one client with a given financial means may not be suitable for the goals or emotional makeup of a different client of the same means. Before you choose to buy or sell, you should determine your ability to understand the transaction and to meet all financial commitments to be made. Goldline does not offer advice on the tax treatment of purchasing, selling or borrowing precious metals, rare coins and rare currency. You must consult with his or her tax advisor regarding such matters. You expressly authorize Goldline to contact you at the telephone numbers provided when placing your order regardless of whether these numbers are listed on any state or federal Do Not Call list. If you request that Goldline no longer contact Client, Goldline will promptly place you on Goldline's Do Not Call list. This Agreement is the entire agreement between Goldline and you. There are no representations, oral or written, other than those herein. This supersedes all prior agreements concerning the same subject matter. Goldline shall not be liable for any loss due to circumstances beyond Goldline's direct control, or any delay or default in performing under this Agreement if such delay or default is caused by conditions beyond its control including, but not limited to, Acts of God, government restrictions or confiscation, change in market conditions, wars, insurrections and/or any other cause beyond Goldline's reasonable control. Goldline's failure to exercise Goldline's rights on one or more occasions will not be deemed a waiver of such rights at a later time. These terms and conditions shall inure to the benefit of and be binding on your personal representatives, beneficiaries, executors, successors and assigns. If any provision is or becomes inconsistent with applicable law, it shall be deemed rescinded or modified in accordance with such law. All other provisions shall remain in effect. THESE TERMS AND CONDITIONS SHALL BE GOVERNED BY THE LAWS OF THE STATE OF CALIFORNIA EXCLUDING CONFLICT OF LAW PRINCIPLES. ARBITRATION AGREEMENT YOU AGREE TO ARBITRATE ALL CONTROVERSIES BETWEEN YOU AND GOLDLINE (INCLUDING ANY OF GOLDLINE'S CURRENT OR FORMER OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS) ARISING OUT OF OR RELATING IN ANY WAY TO ANY TRANSACTION WITH GOLDLINE, YOUR ACCOUNT, ANY ACCOUNT THAT YOU CAUSE TO BE OPENED IN THE FUTURE, OR ANY SERVICE PROVIDED BY GOLDLINE, INCLUDING BUT NOT LIMITED TO TRANSACTIONS OF ANY KIND MADE ON YOUR BEHALF. THIS ARBITRATION AGREEMENT INCLUDES THE DETERMINATION OF THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE. The parties agree that any arbitration will be administered by JAMS under its Comprehensive Arbitration Rules and Procedures when the amount in controversy is greater than $250,000 and JAMS' Streamlined Arbitration Rules when the amount in controversy is less than or equal to $250,000. The arbitration proceedings shall be kept in strictest confidence. The parties agree the exclusive venue for arbitration proceedings, including any arbitration hearing, will be Santa Monica, California. The parties further agree to the personal jurisdiction of the Superior Court, Los Angeles County, State of California, to enforce these arbitration provisions described in this Agreement. You make this arbitration agreement your behalf and on behalf of your heirs, administrators, executors, successors and assigns and all persons claiming a beneficial interest in your account. GOLDLINE'S LIABILITY IN ALL CLAIMS (WHETHER THEY SOUND IN TORT, CONTRACT, WARRANTY OR OTHERWISE) SHALL NOT EXCEED THE AMOUNT ACTUALLY PAID BY THE CLIENT FOR THE ITEMS IN DISPUTE LESS THE ITEMS' FAIR MARKET VALUE. UNDER NO CIRCUMSTANCES SHALL GOLDLINE BE LIABLE TO ANY PERSON OR ENTITY FOR INDIRECT, INCIDENTAL, ADDITIONAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES EVEN IF GOLDLINE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. If any party unsuccessfully resists arbitration or the confirmation or enforcement of an arbitration award rendered under this Agreement, then all costs, attorneys' fees, and expenses incurred by the other party or parties in compelling arbitration or confirming or enforcing the award shall be fully assessed against and paid by the other party resisting confirmation or enforcement of the award. You agree that any claim, arbitration, lawsuit, legal action, dispute or proceeding of any kind arising out of or relating to any transaction between Client and Goldline is barred unless commenced within one (1) year from the date of that transaction. Client acknowledges that, but for this waiver, he or she might have a longer time period to initiate a claim under state or federal law. BY ENTERING INTO THIS TRANSACTION WITH GOLDLINE, YOU CONFIRM THAT YOU HAVE READ AND UNDERSTOOD THIS SECTION AND VOLUNTARILY AGREE TO BINDING ARBITRATION. IN DOING SO, YOU VOLUNTARILY GIVES UP IMPORTANT CONSTITUTIONAL RIGHTS TO TRIAL BY JUDGE OR JURY, AS WELL AS RIGHTS TO APPEAL. DISCLAIMER OF WARRANTIES Grades and descriptions of rare coins and currency are opinions, not statements of fact or guaranties, and are based on standards and interpretations that can and do change over time. Goldline uses contemporary grading standards and interpretations to grade coins or relies upon the opinions of grading services such as PCGS and NGC. Goldline does not guaranty that the coins its sells will achieve the same grades from Goldline, PCGS, NGC or any other grading service in the future. Goldline guarantees that the rare coins and other items it sells are genuine. GOLDLINE EXPRESSLY DISCLAIMS ANY OTHER WARRANTIES WITH RESPECT TO PRECIOUS METALS, COINS, CURRENCY AND NUMISMATIC/COLLECTIBLE ITEMS, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE AND AGREE THAT NO WARRANTIES OR GUARANTIES HAVE BEEN MADE TO YOU REGARDING ANY OF THE PRECIOUS METALS, COINS, CURRENCY OR OTHER NUMISMATIC/ COLLECTIBLE ITEMS PURCHASED FROM GOLDLINE, INCLUDING BUT NOT LIMITED TO FUTURE VALUE. YOU AGREE TO PROMPTLY NOTIFY GOLDLINE'S DIRECTOR OF BUSINESS AFFAIRS IN WRITING IF ANYONE AT GOLDLINE SUGGESTS A GUARANTY OF PROFITS OR ABSENCE OF LOSSES, OR MAKES ANY STATEMENT OR REPRESENTATION THAT IS INCONSISTENT WITH THE TERMS IN THIS AGREEMENT OR COIN FACTS FOR INVESTORS AND COLLECTORS TO CONSIDER. YOU FURTHER ACKNOWLEDGE AND AGREE THAT YOU HAVE CONDUCTED AND WILL CONDUCT YOUR OWN RESEARCH AND ANALYSIS REGARDING PRECIOUS METALS, COINS, CURRENCY AND OTHER NUMISMATIC/COLLECTIBLE ITEMS THAT YOU MAY PURCHASE FROM GOLDLINE AND WILL NOT RELY UPON OR OTHERWISE CLAIM THAT ANY WARRANTIES, REPRESENTATIONS OR GUARANTIES HAVE BEEN MADE BY GOLDLINE CONCERNING THE FUTURE VALUE OF THE PRECIOUS METALS, COINS, CURRENCY OR OTHER NUMISMATIC/COLLECTIBLE ITEMS THAT CLIENT MAY PURCHASE FROM GOLDLINE. YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND ALL OF THESE TERMS AND CONDITIONS AND SHALL BE BOUND BY THEM. Call us directly at 1-800-827-4653 to find out about volume discounts, current price specials and access to our complete selection of available coins. Account Executives are available from 7:00 AM to 5:30 PM PST, Monday through Friday (excluding most major holidays).